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Hope StarterFinance

For schools

Easy to run. Useful to read.

A few minutes of class time each month. In return, a clear quarterly picture of how your students’ money habits are changing — and what to reinforce next.

The school portal

Everything for your cohort, in one place.

Your own private login

One secure school profile, managed by a staff representative.

Add students once

First name and surname initial only — "Mia T." — added before baseline and carried through the year.

Run each check-in

Open the month’s check-in and share a link or QR code. See who’s responded at a glance.

Teacher feedback

Give your own quarterly feedback alongside your students’ — in a few minutes.

Every quarter

Every school receives a quarterly snapshot.

A useful report for staff — built from what students actually report, with no invented results.

Participation
Invited, responded and matched counts, plus response rates
Financial behaviours
Current percentage for each defined action, with the eligible denominator
Change since baseline
Percentage-point change for matched students, including savings account use
Opportunities and barriers
No money, no purchase opportunity, no job and other reported barriers
Next reinforcement
One habit to revisit in class, plus relevant help pathways

Facilitator check-in

Five colours. One tap.

One simple judgement, based on what the facilitator already knows about each student. Digital: tap once. Paper: circle once. No written report required.

Facilitator colour selections per student over 12 months (illustrative)
StudentBase30d60d90d6m9m12m
Mia T.
Orange High concern
Orange High concern
Yellow Vulnerable
Yellow Vulnerable
Blue Watch
Blue Watch
Green Stable
Jayden R.
Green Stable
Green Stable
Green Stable
Green Stable
Green Stable
Green Stable
Green Stable
Noah P.
Yellow Vulnerable
Yellow Vulnerable
Blue Watch
Blue Watch
Green Stable
Green Stable
Green Stable
Ava K.
Blue Watch
Blue Watch
Blue Watch
Green Stable
Green Stable
Green Stable
Not recorded
Liam S.
Red Critical
Orange High concern
Orange High concern
Yellow Vulnerable
Yellow Vulnerable
Blue Watch
Blue Watch
Sophie M.
Green Stable
Blue Watch
Blue Watch
Green Stable
Green Stable
Green Stable
Green Stable
Ethan B.
Yellow Vulnerable
Yellow Vulnerable
Yellow Vulnerable
Yellow Vulnerable
Blue Watch
Blue Watch
Blue Watch
Chloe W.
Orange High concern
Yellow Vulnerable
Yellow Vulnerable
Blue Watch
Blue Watch
Green Stable
Green Stable
  • Green Stable
  • Blue Watch
  • Yellow Vulnerable
  • Orange High concern
  • Red Critical

Illustrative cohort only — each cell is one facilitator selection. Not actual Hope Starter outcomes.

See the movement over a year.

Mia T., for example: Orange → Orange → Yellow → Yellow → Blue → Blue → Green.

Selections roll up into de-identified cohort reporting. Government partners see the movement, not the case notes.

Pooled, de-identified reporting

Government sees the movement, not the case notes.

5

students begin in Yellow, Orange or Red

4

remain there at 90 days

2

remain there at 12 months

Illustrative example only. Actual reporting includes response rates, missing follow-ups and category definitions.

Twelve months on

What measurable change could look like.

Baseline and longitudinal results from the Money Check-In, reported back to your school.

Talk to us about your school
Students showing each habit
Illustrative data only
View as table
HabitBaseline12 months
Separate spending & saving accounts31%74%
Actively saving toward a goal27%68%
Used the 24-hour rule before buying18%61%
Checked payslip / super contributions*24%67%
Saving more than before Hope Starter22%65%
Hopeful about their financial future48%78%

Example of how baseline and 12-month Money Check-In results could be reported. Not actual Hope Starter outcomes. *Among students who are employed.